This Agreement is subject to change by SAL in its sole discretion at any time, with or without notice. Your continued use of this Website after the posting of revisions to this Agreement will constitute your acceptance of such revisions.
“Stellar Auto Loans”, “Stellar Auto Loans, LLC”, “SALrefi”, and “SALrefi.com” are trademarks of SAL, in the United States. All other trademarks not owned by SAL that appear on the Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SAL.
Use of the Website
All content on the Website, including, but not limited to, the text, articles, images, software, photographs, graphics, illustrations, artwork, video, audio, names, logos, trademarks, service marks and other material (collectively, the “Content”), is protected by copyright, trademark, and other laws in both the United States and elsewhere. The Content includes both content owned or controlled by SAL and content owned or controlled by third parties and licensed to SAL. Unless as explicitly indicated on the Website, you may not sell or modify the Content or reproduce, display, publicly perform, distribute, or otherwise use the Content in any way for any public or commercial purpose without the express written permission of SAL.
As a condition of your use of the SAL Website, you warrant to SAL that you will not use the SAL Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices or applicable law. You may not use the SAL Website in any manner which could damage, disable, overburden, or impair the SAL Website or interfere with any other party’s use and enjoyment of the SAL Website.
Disclosure by Law. You acknowledge and agree that SAL may disclose information you provide if required to do so by law, at the request of a third party, or if we, in our sole discretion, believe that disclosure is reasonable necessary to
- comply with the law, requests or orders from law enforcement, or any legal process (whether or not such disclosure is required by applicable law);
- protect or defend SAL’s or a third party’s rights or property; or
- protect someone’s health or safety, such as when harm or violence against any person (including the user) is threatened.
The Content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Website are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to, intellectual property) rights. SAL owns and retains all such proprietary rights in the Content and the Website. You may not copy, modify, publish, transmit, distribute, perform, display, or sell any such proprietary information. Further, you do not acquire any ownership rights to any Content, document or other materials viewed, accessed and/or created through the Website.
Links to Third Party Websites
The Website may contain links to websites of third parties which are not under the control of SAL. As such, SAL is not responsible for the content of any linked site or any link contained in a linked site, or any changes or updates to such websites. SAL provides these links to you only as a convenience, and the inclusion of any link does not imply that SAL endorses or accepts any responsibility for the content on such third-party websites.
Disclaimer of Warranty
THIS SECTION WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. STELLAR AUTO LOANS, LLC PROVIDES THE WEBSITE ON AN “AS IS” AND “AS AVAILABLE” BASIS AND GRANTS NO WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE WITH RESPECT TO THE WEBSITE (INCLUDING ALL INFORMATION CONTAINED THEREIN), INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. STELLAR AUTO LOANS, LLC DOES NOT WARRANT THAT YOUR USE OF THE WEBSITE WILL BE SECURE, UNINTERRUPTED, ALWAYS AVAILABLE, ERROR-FREE OR WILL MEET YOUR REQUIREMENTS, OR THAT ANY DEFECTS IN THE WEBSITE WILL BE CORRECTED. STELLAR AUTO LOANS, LLC DISCLAIMS LIABILITY FOR, AND NO WARRANTY IS MADE WITH RESPECT TO, THE CONNECTIVITY AND AVAILABILITY OF THE WEBSITE.
STELLAR AUTO LOANS, LLC DOES NOT GUARANTEE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED ON THE WEBSITE. UNDER NO CIRCUMSTANCES WILL STELLAR AUTO LOANS, LLC BE RESPONSIBLE FOR ANY LOSS OR DAMAGE RESULTING FROM ANYONE’S RELIANCE ON INFORMATION OR OTHER CONTENT POSTED ON THE WEBSITE OR TRANSMITTED TO OR BY ANY USERS. ADVICE RECEIVED VIA THE STELLAR AUTO LOANS, LLC WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
Limitation of Liability
Except in jurisdictions where such provisions are restricted, in no event will SAL be liable to you or any third person for any indirect, consequential, exemplary, incidental, special or punitive damages, including, but not limited to, lost profits, arising from OR RELATING TO your use of the Website, even if SAL has been advised of the possibility of such damages.
You agree to indemnify, defend and hold harmless SAL, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including, but not limited to, reasonable attorneys’ fees and costs) relating to or arising out of (a) your use of or inability to use the Website, (b) your violation of any terms of this Agreement or your violation of any rights of a third party, or (c) your violation of any applicable laws, rules or regulations. SAL reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with SAL in asserting any available defenses and/or claims.
Digital Millennium Copyright Act Notice
If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on this Website, please notify SAL’s copyright agent, as set forth in the Digital Millennium Copyright Act (DMCA). For your complaint to be valid under the DMCA, you must provide the following information in writing:
- An electronic or physical signature of a person authorized to act on behalf of the copyright owner;
- Identification of the copyrighted work that you claim is being infringed;
- Identification of the material that is claimed to be infringing and where it is located on the Website;
- Information reasonably sufficient to permit SAL to contact you, such as your address, telephone number, and e-mail address;
- A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law; and
- A statement, made under penalty of perjury, that the above information is accurate, and that you are the copyright owner or are authorized to act on behalf of the owner.
Attn: General Manager
425 4th St
Annapolis, MD 21403
Jurisdiction and Choice of Law
You agree that Maryland law (without giving effect to its conflicts of law principles) will govern this Agreement and the Website and that any dispute arising out of or relating to this Agreement and/or the Website will be subject to the exclusive jurisdiction and venue of the federal and state courts in the county of Anne Arundel, Maryland.
This Agreement contains the entire agreement between you and SAL regarding the use of the Website. If any provision of this Agreement is held invalid, the remainder of this Agreement shall continue in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term.
Last Revision Date: March 27, 2020